APS Bank Green Home Loan new EPC target

In a significant move towards promoting sustainability and reducing carbon emissions, APS Bank has announced a substantial revision to its eligibility criteria for Green Home Loans, effective immediately. Under the updated criteria, properties seeking APS Bank’s Green Home Loan must now demonstrate enhanced energy performance. Specifically, applicants must provide a valid Asset Rating Energy Performance…

Understanding Negative EPC Ratings

Introduction In today’s world, sustainability and energy efficiency are of utmost importance. As we strive to reduce our carbon footprint and combat climate change, adopting renewable energy systems has become a popular solution. Among the many ways to gauge a building’s energy performance, the Energy Performance Certificate (EPC) rating stands as a vital indicator. Interestingly,…

Does offsite PV qualify for APS Green Home Loan?

Introduction: APS Bank’s Green Home Loan scheme in Malta offers preferential mortgage interest rates for dwellings with low energy usage and carbon emissions. In the pursuit of meeting the scheme’s criteria, the choice between off-site photovoltaic (PV) farms and building-integrated PV systems becomes crucial. This blog post aims to assess the eligibility of PV generation…