Technical Document F 2024

As of 1st July 2024, a new era in building construction and renovation will dawn, marked by the implementation of rigorous energy performance requirements. These advancements, structured around enhancing the sustainability and energy efficiency of our living spaces, are a significant leap towards environmental conservation and reduced energy consumption. The Essence of the Legislation The…

APS Bank Green Home Loan new EPC target

In a significant move towards promoting sustainability and reducing carbon emissions, APS Bank has announced a substantial revision to its eligibility criteria for Green Home Loans, effective immediately. Under the updated criteria, properties seeking APS Bank’s Green Home Loan must now demonstrate enhanced energy performance. Specifically, applicants must provide a valid Asset Rating Energy Performance…

Got an EPC – what happens next?

So as a seller, you’ve taken the necessary steps to procure an Energy Performance Certificate (EPC) for your property. Now, you might be wondering, “What happens next?” or “Is my EPC good enough for the bank?” Understanding the process and its implications can help ease your concerns and pave the way for a smoother property…

Understanding Negative EPC Ratings

Introduction In today’s world, sustainability and energy efficiency are of utmost importance. As we strive to reduce our carbon footprint and combat climate change, adopting renewable energy systems has become a popular solution. Among the many ways to gauge a building’s energy performance, the Energy Performance Certificate (EPC) rating stands as a vital indicator. Interestingly,…

Does offsite PV qualify for APS Green Home Loan?

Introduction: APS Bank’s Green Home Loan scheme in Malta offers preferential mortgage interest rates for dwellings with low energy usage and carbon emissions. In the pursuit of meeting the scheme’s criteria, the choice between off-site photovoltaic (PV) farms and building-integrated PV systems becomes crucial. This blog post aims to assess the eligibility of PV generation…

Shaping Sustainable Buildings

Introduction:As sustainability takes center stage in the modern world, the focus on energy-efficient buildings has grown significantly. Energy Performance Certificates (EPCs) have emerged as a valuable tool for evaluating and improving the energy efficiency of buildings. In this blog post, we will explore the purpose and importance of EPCs in shaping a greener and more…

Do I need an EPC for a garage?

Under Legal Notice 47 of 2018, a building is defined as a residential or commercial property where heating and/or cooling is used. Private car garages that are standalone structures and not attached to a habitable or conditioned building are exempt from requiring an Energy Performance Certificate (EPC). These garages are considered non-habitable and un-conditioned spaces…

EPC score doesn’t match utility bill

Per Legal Notice 47 of 2018, a property which is constructed, sold or rented must have an EPC certificate in place. Essentially, an EPC shows how energy-efficient the property is. But what exactly does the EPC cover? An Energy Performance Certificate gives information on the following:  – How much energy it uses for heating, cooling,…

EPC Useful Floor Area

Note that the useful floor area as reported in an EPC certificate is not the actual property floor area. This post talks about the main differences and the reason why whilst different both are valuable! The main difference between the EPC floor area and property or gross floor area is in the definition. EPC useful…

Five Top Tips for scoring a good EPC

A good EPC rating is an indicator that the building will typically require less energy to operate. Here are five top tips for scoring a good EPC. Illuminate right – Natural daylight is known to be essential for human health, it helps regulate circadian rhythms (that’s your body clock) and triggers the body’s production of…